債務重組涉及與各債權人協商新的還款方案，以緩解原有債務負擔。然而，由於新的協議可能損害債權人的利益，因此欠債人和債權人之間達成重組協議並非易事。常見的個人債務重組計劃條款一般如下： Banking restrictions: You may only be permitted to make use of a basic checking account during the IVA to stay away from borrowing through an overdraft. To start an IVA without a credit card debt administra... https://drp77666.blogvivi.com/30367472/an-unbiased-view-of-債務重組收費-drpno1-top