Insurance typically does not cover arson committed by the policyholder, but coverage may apply if a third party is responsible for the fire. Arson, as a criminal act, is excluded from most policies when the policyholder is involved. However, if the fire is caused by someone else, standard insurance may cover the damages. It's important for policyholders to report incidents promptly an... https://carinsurance-blog.net/does-insurance-cover-arson/