HDB BTO Explained: What Singaporeans Need to Know For many Singaporeans, the HDB BTO scheme represents an important opportunity to own a home affordably. Managed by HDB, the BTO flats are launched periodically, and buyers apply before construction begins. The application process requires interested individuals or families to submit their https://hdbbto275447913.fare-blog.com/39012951/hdb-bto-27-54